Sharing: my travel experience and my scam encounter and tips
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Batam Indonesia

Malacca Malaysia

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Scams Tips

They unite friends and family to approach you, and then make up various lies, provide identification, bring out their kids to win your sympathy, and even have sex with you to gain your trust. When they succeed scam your money, they will run away without a trace. When you find them, they will again combine friends and family to threaten you or kill you.
Not only women but also can be men, you cannot imagine how cheap they are.

More than robbery that we cannot imagine

With Internet now you can shop without going out, In Lazada, Taobao, Shopee, ezbuy, Carousell, Qoo10 and even FB, WeChat can conduct buying and selling transactions.
Scammers have also caught up with this trend and took advantage of this opportunity!
Scammers often describe their products, gadget, amusement park or concert tickets in an exaggerated way, and then grasp the people’s greed, generate various discounts, and mark what they sell. A very low and low price, attracting unsuspecting online shoppers.
After the transaction money is transferred, deceived online shoppers will be blocked, and finally there will be no money, and no goods in the end.
One of the most common platforms where scammers operate is Carousell. because people are very willing to use cash transactions on the platform, many people begin to abuse this trust to defraud people’s cash.
Before you spend money to buy products online, please check the seller’s reviews and past transactions to ensure that the seller is legitimate, never pay up until you’ve seen and inspected the item.
If a Carousell seller insists you to transfer money to him before receiving an item, be suspicious, If the Carousell seller insists that you pay additional fees such as GST, please consider certification. If the item is expensive, stick to the on-site transaction. Insist on meeting up if the item is expensive.
For security, you might even want to use Caroupay, the in-app feature that holds your payment until the transaction is done and both parties are satisfied.
Some Carousell scammers also require you to send them an IC picture before completing the transaction. Never do this, because the information on your IC can be used for identity theft.

Criminals illegally hacked into your Facebook/Line/whatsapp account and asked your friends in your Facebook/Line/whatsapp to buy iTunes or other stored value cards for them. They even ask for their personal information such as mobile numbers, WhatsApp verification code or internet banking details.
You may also receive a text message from a family or friend’s account asking you to help purchase a stored-value card or money help urgently.
Best to call them personally to verify.
Because it is very important to protecting privacy and online security, you should be extra careful when protecting your personal online accounts, just like protecting a bank or email account.
In terms of Facebook/Line/whatsapp security, these tips may help you stay away from these online frauds:
Do not accept friend requests from people you don’t know; Do not share passwords with others; Please use a two-factor authentication system when logging in; Avoid connecting to public and free Wi-Fi networks; Keep browsers and applications updated
To enhance your online privacy, I recommend that you read the complete guide on Facebook/Line/whatsapp security and privacy.

The rapid development of technology is beyond your imagination. Using software or other devices to imitate other people’s voices is no longer difficult! Scammer will call or voice message the victim and impersonate a friend / relative who has a close relationship with them. After a long discussion, he will pretend to be in a financial dilemma and ask the victim to help them. Or a friend of your family said that your family was involved in a car accident or something and asked for financial assistance.
In this case, you must repeatedly confirm the identity of the other party, ask the other party to speak their own name, and tell something about who he can verify. Of course, it is best to hang up the phone first, and then call him (or your family) to confirm again. Never transfer money to others without verification!

It is an old trick, but the scammers keep using, because even if the tricks are repeated, many people still deceived.
First, the scammer will speak to the victim as a “law enforcement officer” or “police officer”. Many people heard that they were “law enforcement officers” or “police officers”, the whole person panicked, and the scammers used various exaggerations to further deepen their concerns. “Money laundering”, “Arrest orders have been issued by the court”, etc., step by step impact the victim’s psychological defense. Then, when the victim is unable to think rationally because of the panic, the scammer will show his true face and ask the victim’s bank account to “assist” the investigation.
In another variation, the caller might claim to be an employee or representative of bank or courier company. The caller might claim that your identity was used to send parcels containing fake passports or weapons, or to apply for overseas credit cards. They then refer you to another caller claiming to be a official, who will ask or even threaten you to give them personal information such as your passport or bank account number, internet banking credentials or One-Time Password (OTP).
If it’s a phone call that is unsolicited and the caller sounds strange, just stay calm, hang up immediately and verify the information through official channels first.
Remember that if you are involved in criminal activities, the police will come to the door with an arrest warrant to arrest you without calling in advance. Please even identify police at your doorstep.
To be on the safe side, never answer a call from an unknown caller if it isn’t from a local number. All overseas calls now start with +, so you’ll instantly know if you’re receiving a call from abroad. Conversely, in order to avoid confusion, calls from Singaporean numbers no longer start with “+65”.
You can also download ScamShield, a new mobile app developed by Singapore’s Government Technology Agency. The app filters scam calls and messages so you don’t have to waste precious time hanging up on scammers or deleting their texts from your phone.
The app maintains a database of scam numbers and simply filters calls and SMSes from known scammers. It doesn’t collect your information to send it to the police, so you don’t have to worry about security issues.

In addition to common phone scams, scam groups can also send letters or e-mails to the target under the official agency’s signature. These emails are usually warning letters claiming that you have broken the law and will take legal action soon. The more you panic, the easier it is for them to succeed.
In any case, if you read these so-called warning letters carefully, you will find that they are crude and grammatically mistake.
The criminals also sent emails with an email address similar to that of the victim’s supplier, claiming that the account they usually used had been frozen or being audited, and asked the victim to transfer the money to a different bank account.
It is also possible to pretend to be a buyer to order products from you.
Or the artist sends you a text message or a friend request. Then do whatever it takes to scam you.

Phishing scams continue to develop and become a major online threat for users and companies, and they may put their valuable data in the hands of malicious actors.
The consequences of phishing attacks can be daunting, so it is essential to stay safe and learn how to detect and prevent these attacks.
Phishing scams are based on communication via email or SMS on social networks. In many cases, cybercriminal groups will induce users to provide them with valuable and sensitive data, such as winning lucky draws, which may be valuable to them.
In addition, these emails may also come from officials (such as government officials, bank or other financial institutions, legitimate companies or users’ social network friends).
In this way, they will persuade you to click on specific malicious links and visit websites that appear legitimate but controlled by them, thereby using social engineering techniques. You will be redirected to a fake login page similar to a real website. If you do not pay attention, you may end up providing your login credentials and other personal information. Cybercriminals will use them to hack into your bank account or sell it to other interested parties through the web.

Due to the number of people looking for love online these days, love scams are on the rise. A love scammer typically targets a lonely person using a social network such as Facebook or a dating site such as Tinder. There are many example of someone was lucky enough to find her future husband / wife on a dating site, cause many people are eager to try.
However, not all scenes have a “happy ending” like this, and you need to be very careful because you never know who you can meet.
In the quiet of the night, a person will inevitably feel lonely. how nice is a person can talk to you? The scammer is aware of this, casts a net on the Internet, and once they found the target, they will be transformed into the ideal type of lover (usually “tall, rich and handsome” or “white, rich or beauty”), and then they play various tricks, and occupy each other’s atrium with sweet words. After victims put in true feelings, their real faces came out, either digging out all victims savings bit by bit, or shamelessly threatening blackmail with nude photos!
Such people may also appear in real life, they usually come from abroad, because after success scam, they can escape without a trace.
Remember: Love may be blind, but you must not let it blind your eyes.

Another common one is the credit-for-sex scam. These scams typically target men on apps and social networks like WeChat and Tinder by offering sexual services. The non-existent prostitute agrees to meet up with the victim on condition that he first makes payment, often by buying Alipay Purchase Cards or iTunes gift cards.
These scammers target lonely hearts online, building rapport and forming a “relationship” with them over weeks and months. But it’s not as straightforward to avoid these scams as you can’t read reviews of people. All we can recommend is that you be very cautious of seemingly attractive people online.

Love package scam
Someone showed love to the victim and said that he/she had sent a valuable gift to the victim. Soon after the victim received a call from an employee claiming to be a customs office or post office, stating that the victim had a package seized by the authorities and must pay a handling fee to retrieve. The victim did not suspect and remitted the money according to the instructions. But did not receive the package after some time, then found out been cheated.

Woman siphoned $1.3m from 2 firms to claim parcel from scammer

This is another common online scam and you need to pay extra careful. Next time your smartphone rings and you don’t know the number, please think twice before answering. Maybe it’s not your friend at the other end, but a liar!
Today, online technical assistance is very common and widespread. The scammer will pretend to be a technician from a telecommunications company or a computer company, falsely claim that your computer or network is faulty and needs repairs, and then request access to your computer, stealing information without your knowledge.
Victims can also receive a call from someone claiming that their computer needs a security or software upgrade. To get the upgrade, victims must give their software user account ID and password to the caller. Sometimes, victims are asked to type several commands onto their computer, after which their computer system falls under someone else’s control. Alternatively, victims might be asked to purchase additional software online. When they do, the scammers take their credit card or bank account details for their own fraudulent use.

All of us saw the following message on the screen at least once: “You have been infected! Download Antivirus X now to protect your computer!”
Many of these pop-up windows are carefully designed to look like legitimate messages that Microsoft Windows or any other security product might receive.
If you are lucky, nothing is more disturbing than a mere scam, because it will display unwanted pop-up windows on your screen when you browse online. In this case, in order to get rid of annoying pop-up windows, we recommend that you scan the system with best antivirus product.
If you are unlucky, your system may eventually be infected with malware, such as Trojan or Keylogger. This kind of message may also come from one of the most dangerous ransomware threats, such as CryptoLocker, which can block and encrypt your operating system and require you to provide a certain amount of money in exchange for the decryption key.
To avoid this situation, we recommend that you use specialized security products to enhance online protection against financial malware and supplement your traditional antivirus programs.

The most common are counterfeit beggar and drop wallet. Counterfeit beggars are very common especially in foreign countries. Some of them are also interrupted by criminal syndicates and forced to beg, please do not give money to them. This will encourage unhealthy trends. It is also illegal to beg in Singapore. There are also people pretending to have lost their wallets, asking for money to eat or taking bus home. Or other methods require financial assistance. Good intentions may be right, but many scammers using your good intentions to cheat.
Another common help scam is a friend borrowing money from you, unless you don’t plan to get it back, so remember that you should never lend money to someone.

Don’t think that if you don’t go online, don’t go out, scammers can’t deal with you. They may also come to your doorstep. The most common is ask you to repairs your house, pretend to be a delivery person or install equipment specified by the government.
Please confirm the identity of the other party. If the government specifies the installation of equipment, you will usually receive letters or news in advance.

You’re probably heard of the gold buyback scams, which rear their ugly heads in Singapore every few years to fleece investors of their hard-earned cash.
Well, cryptocurrency scammers are using the same tactics by promising huge returns. These scams have investors throwing in their money into what they think is an investment, and later finding themselves unable to get it back when the payouts mysteriously stop.
Some victims receive messages from a stranger who claimed to be a stockbroker, an employee of a bank or financial company on a social media platform (such as Facebook, WeChat or LINE), Responding to these messages leaves you vulnerable to an Investment Scam where fraudsters ask for personal details like NRIC and passport numbers, supposedly for an investment form. Scammers then ask victims to transfer money to banks in overseas, pay administrative fees, security fees and taxes in order to receive the profits and returns.
Victims may receive phone calls from people claiming to be from the overseas Monetary Authority, asking for a deposit before profits can be released to them.
Due to credulity, the victim’s fell into a trap of real estate or business investment in overseas.
Remember: Most people from social media who need your personal particulars are scammers. Avoid being scammed by using some common sense and learning to invest on your own (such as through the MoneySmart blog!). Understand how to grow your own money so you don’t get cheated by someone purporting to grow it for you.
Invest in overseas, unless you can visit the site in person and follow up. Otherwise eliminate this idea and let locate investment companies or real estate companies to do the jobs.

SMSs or WhatsApp messages are sent offering loans and loan services to random users. The scammers may claim to be staff from a licensed moneylender. Interested parties are instructed to transfer money as a deposit before the loan can be disbursed. After making the transfer, victims find that the scammers are no longer contactable. As part of these scams, the scammers may ask for personal information like NRIC and contact numbers, Singpass details and bank account numbers. When handed over, the information is used to harass or threaten victims for payment.

It is easy to be fooled by “too good, untrue” bank quotes, which may guarantee large amounts of funds and have been pre-approved by the bank. If you offer such an incredible pre-approved loan, ask yourself, why me?

These scams often involve online job ads seeking would-be male social escorts. Victims who respond are told they would be introduced to wealthy female clients, but only after they pay a registration fee. After payment, the scammers ask victims for other fees such as for insurance and membership before disappearing with the money.
In another variation of the job scam, scammers place online job ads for assistant purchasers, stock takers or participants for a system trial on popular classified websites like Gumtree. Participants are asked to reveal personal details like their names, IC numbers, phone numbers, phone security codes and one-time passwords (OTP). Information like this allows scammers to access your mobile phone lines to purchase online credits.
In the latest variant, scammers will offer jobs that require applicants to do the following in return for a small commission:
a) Processing fund transfers by receiving money into their personal bank accounts and then transferring the money out through online banking or money transfer services such as Western Union or MoneyGram
b) Open bank accounts using their names for a business, or
c) Receive a donation into their personal bank accounts and assist to deposit the money into a crypto kiosk.

Scammers offer a room or house for rent and use high-pressure tactics to get victims to pay the rent in advance. In these cases, the scammers are not authorised to rent out the property or the property may not even exist.
In another variation of this scam, the scammers pretend to be interested foreign tenants looking to rent a place. They will claim to have made payment for the deposit, after which the victims will receive fake emails from PayPal asking for a fee before the payment can be released to them. In some cases, the scammers may ask the landlords to help them pay their movers’ fees.
One iteration of this scam is a phishing scam in which the tenant says they will pay you first. They ask for your account details and personal details like NRIC number. Then they use the information to hack your accounts.
In another scam, a tenant rents your property, and then sublets it to someone else without your knowledge. They usually pay a few months’ rent, and then skip town and happily collect the rent from the subtenant. Eventually, when your rent stops coming in, you turn up at the property to find out what’s going on only to find a total stranger living there.
There is another iteration of this scam, which happens when the tenant simply sublets your property at a higher price on Airbnb. This can go on for a long time without your ever knowing, so make sure you inspect your property from time to time.
There are other landlord rental scams, including using your property to store illegal goods like drugs or pirated DVDs, or using your property as a brothel. The key here is to inspect the property often and talk to the neighbours so they can warn you if something smells fishy.

We all like shopping, and shopping on the web can be easier and more convenient with just a few clicks. But for your online safety, please visit website carefully. There are thousands of websites that provide false information. These websites may send you to malicious links, allowing hackers to access your most valuable data.
If you find a great online offer, you may say “yes” immediately, but you need to learn how to spot a fake shopping website to avoid being cheat.

Merchants please pay attention, scammers may change the QR code of your shop, causing your income to enter their pockets. Remember to keep your QR code when the store is closed. The scammer may also pretend that they have used QR codes to pay for the goods.

This scam targets owners of trading firms. It usually begins with a call from a person overseas, who offers the company owner exclusive rights to sell a product in Singapore. After they accept the offer, the trading firm owner receives a large order for the product, which comes from the scammers. To fulfil those orders, the victim orders and pays for the items. The victim soon realises that the items will never arrive, and the scammers have disappeared.

Victims are approached while shopping in Johor Bahru and invited to participate in a simple scratch-and-win promotion. They win a prize but must follow the scammer to their main office to collect it. Once at the office, the winners/victims are told to pay an administration charge or tax on the prize, which does not exist. They might even be asked to pay more money to join a grand draw with prizes such as cars or holidays. The scammers offer to accompany “winners” to an ATM in Singapore to collect the money. Once they receive the money, scammers tell victims that the prize is delayed and that they should return another time.

FAKE CAR ACCIDENT(usually occur abroad)
These scammers will pretend to be hit and fall to the ground, and then use their high-level performance skills to obtain medical expenses, otherwise they will call the police. In order to solve the problem, some people must obey. This is not terrible. What is more terrible is that these alleged victims may also be robbers. They use this method to create opportunities for robbery.
Therefore, when a car accident occurs abroad, please do not panic and pay attention to the surrounding environment or personnel. If you have a dashcam installed in the car and you are sure that all the evidence has been recorded, the first thing is to lock the door. If the situation looks bad, please call the police!

In this scam, scammers tell victims that they or their loved ones are about to experience misfortune, which they can prevent by performing a ritual. As part of the ritual, money or valuables are placed in a plastic bag or container. Victims are told that the bag or container can only be opened a few days later or the ritual will not work. When the proper time has passed, victims open the bag to find that the valuables have been replaced by worthless items like fruit, newspapers or sugar.
Scammers can also use items such as “magic stones”, unite several people to ask you to touch, and then the magic stones become black, those scammers will say that you are sick and want you to buy the so-called medicine for treatment.

Probably one of the oldest and popular Internet scams, mainly used by a wealthy family member in Nigeria to deceive others. It is also known as “Nigeria 419”, named after the part of Nigeria’s Criminal Law that prohibits this behavior.
A typical Nigerian scam involves emotional emails, letters, text messages or social network messages from scammers (which may be government officials, businessmen, or members of very wealthy family members (usually women)) asking you to help retrieve large sums from the bank Payment, and initially pay a small fee for documents and legal affairs. In exchange for your help, they promise you a lot of money.
They will persevere and ask you to pay more for more and more additional services (such as transaction or transfer costs). You will even receive papers that should convince you that everything is true. In the end, you are bankrupt and you don’t have any promised money.

Victims get a call from someone claiming that a loved one of the victims has been kidnapped. During the call, victims might hear screaming or crying in the background.

Cyber criminals will send you an email threatening to blackmail your money. This type of online scam in many forms, such as a threat that unless the ransom is paid within the time frame provided by the scammer, they will kidnap family members.
In order to create a truly dangerous appearance, the message is filled with detailed information about the victim’s life, which is collected from online accounts, personal blogs, or social network accounts.
Therefore, it is not safe to provide any sensitive or personal information about you on social media channels. This seems to be a safe and private place with only friends around you, but you can never be sure who is looking at you.

Victims receive a letter, call or email stating that they have been left a large fortune. However, to have the funds released, victims must first pay the administration fees and taxes.

If an ad for a rental car seems too cheap to be true, then it’s probably a scam. The car rental scam tricks victims into paying a deposit or the full rental fee before receiving the car. After payment has been made, victims find that the agency and car do not exist.

Scammers prey on sellers on online auction sites like Ebay and Carousell. They might agree to buy an item from the seller and make payment through PayPal. They then send the victim an email that looks like it had come from PayPal stating that the money has been sent. The seller is asked to provide shipment details or pay an admin fee before the payment can be released. Under the impression that it is a legitimate instruction from PayPal, the seller mails the item to the scammer.

Victims receive a phone call or SMS notification that they have won a prize in a lucky draw. Often, the prize is a car or a condominium unit overseas. To claim the prize, victims must pay administrative fees or taxes. Or to convert the prize into cash, victims must make payment to a foreign bank account.
In another variation of the lucky draw scam, victims receive a call to take part in a survey that qualifies them entry to a lucky draw. Victims subsequently win the draw but must pay an administrative fee to claim the prize.

Scammers, likely to be members of foreign syndicates, pose as lonely individuals seeking companionship and love online. They befriend victims on social media sites and after gaining their trust, ask the victims to open a new bank account or use an existing bank account to receive money. When the money is deposited into account, the victim is asked to pass or send the money to another person or company, usually based overseas. Alternatively, scammers post job advertisements on online job portals or social media platforms for the position of “agent”. The “agents” will earn commission for receiving and transferring money for a “legitimate” company.

These scams are usually happen in the hot summer or before Christmas Eve or short winter holidays.
What happens is this: you receive an email with an amazing offer, it is a rare special destination (usually an exotic destination), and will be in a very short time Invalidate. If it sounds good, it might look like a travel scam, so don’t get lost!
The problem is that some of these offers hide some necessary costs before you pay the initial offer. Others just took your money and didn’t send you anywhere.
In this case, it is recommended that you carefully study the travel offer and look for hidden costs, such as: airport taxes, tickets to be paid to enter local attractions, check whether meals and other local transportation costs are included between your airport and your hotel , Or between the hotel and the main attractions mentioned in the initial offer, etc.
Generally, we recommend that you choose a trusted and well-known travel agency. You can also check whether you have received the same result as the discount you received by paying separately for the ticket and accommodation.
If you like to travel, you can easily be victim to airline scams just by looking for free tickets. Airline scams are some of the most popular travel scams, and we recommend applying these valuable techniques.

Scammers use pop-up or online ads to sell game credits at attractive rates. These ads often appear in popular games. When a victim clicks on the pop-up ads, they will be instructed to add the seller on WeChat. Thereafter, the victim is asked to register an account on a website in order to receive the game credits. During registration, the victim is asked to provide their personal information and bank account details.
When registration is complete, the victim is asked to make payment for the game credits via Alipay, iTunes or MyCard. Once payment is made, the scammer does not deliver the game credits and becomes uncontactable. Some victims are asked to make multiple payments for various fees or to authenticate or activate the bank account.
The sale in foreign currencies, scammers ask victims to transfer money to a Singapore bank account before they can receive the Renminbi in the victim’s WeChat or Alipay account. Once the transfer is done, the scammer becomes uncontactable and blocks the victim on WeChat.

Whether it’s New Year or Christmas, we will receive various holiday greeting cards or text messages that seem to come from friends or people we care about in our email inbox or social media text messages.
Greeting card scam is another ancient online fraud used by malicious actors to inject malware and harvest users’ most valuable data.
If you open such an email and click on the card, you usually get malware that is being downloaded and installed on the operating system. The malware may be an annoying program that will launch pop-up windows with advertisements and unexpected windows on the screen.
If your system is infected with such dangerous malware, you will become one of the bots in a large number of infected computer networks. If this happens, your computer will start sending private data and financial information to fraudulent servers controlled by IT criminals.

This scam gets its name from the Japanese word Wangiri — ‘wan’ means ‘one’ and ‘giri’ means ‘hang-up’. Victims receive a phone call from an overseas number, which rings just once. If they return the call, they will hear an advertisement for a subscription to a premium chat line or internet services. Victims are charged a premium for this call.
In another variation of this scam, the caller, claiming to be an official, leaves a voice message informing the victim that there has been an emergency to which they must respond by calling them back. The latest version involves WhatsApp messages with contact attachments. Victims incur a hefty fee when they call that contact.

If you want to invest in Bitcoin, we recommend that you watch out for online scam. Digital wallets may be attacked by hackers, and scammers can use this new technology to steal sensitive data.
Bitcoin transactions should be safe, but Bitcoin scams can make you lose money.

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